Watercraft Insurance

Salem Insurance has many watercraft markets and has exceptional experience in placing your watercraft risks. Click here for an Online Quote, type in your type of boat in the description box.

Specialized Coverages

A homeowner’s endorsement won’t cover you like a boat policy. We provide coverage for your specific needs with policy options including:

  • Total Loss Replacement - Replaces insured’s boat with a brand new one of similar make and quality
  • Replacement Cost Fishing Equipment - Up to $10,000 for tackle, rods, and reels
  • Replacement Cost Personal Effects – Protects the insured’s personal items including cameras, clothes, cell phones, etc
  • 24-hour Roadside Assistance - Covers trailer and tow vehicle. Emergency Towing and Labor (on-water towing)
  • Wreckage Removal Coverage
  • Property Damage Liability - includes coverage for fuel spill cleanup
  • Medical Payments - including coverage for water-skiers


JETBOAT — An outdrive boat powered by an inboard engine, and equipped with a jet pump to propel the boat. The hull is totally free of any underwater propeller or protrusion.

POWERBOAT— A multi-purpose watercraft used for a variety of activities: waterskiing, fishing, swimming or sunbathing. They can have an open or closed bow and can be powered by outboard or stern-drive engines.

TENDER (Dinghy) — A small boat carried aboard a larger watercraft, often used for transporting passengers to and from shore.

PONTOON BOAT — A flat deck placed on pontoons (portable floats), primarily used on inland lakes and waterways.

HOUSEBOAT — A powerboat fitted for use as a dwelling or for leisure cruising with a super-structure much like a house, and usually flat-bottomed.

SAILBOAT MULTIHULL— A boat with twin hulls side-by-side, with a sail.

BASS BOAT — A boat designed for speed. They are usually equipped with larger outboard motors, have shallow drafts and are made of lightweight material. There are storage areas on board to store fishing equipment and other gear. There is often a raised-deck casting platform, swivel seating and a designated area for a trolling motor.

SAILBOAT — A boat that is propelled by means of a sail or sails. Typically boats in this category include a sloop, cutter or day sailer.

POWERBOAT MULTIHULL— A boat with twin hulls that are powered by an outboard or inboard motor.

Salem Insurance
701 North US HWY 281, Suite C
Marble Falls, Texas 78654

Email: info@saleminsurance.com
Phone: 830-693-4343

Toll Free Number 1-866-693-4343
Fax: 830-693-5554